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Invariably, it is a good idea to seek out local plans in case there are local tax advantages. However, we would need specific examples to be able to a...

Annuities are not all the same. There are some that provide income for life, some are temporary and some have a capital element for family upon death....

The best alternative is always to speak to a fee based adviser if possible. If not, then make sure you understand the amount of commission that will b...

Typically, there is a 1% charge taken at the start but built into the rate offered. Don't go for the lowest fees, look for the best guaranteed rates.

In such a case, we would recommend you speak to an FCA regulated IFA with experience in dealing with offshore products. Unless the fund is very substa...

Good morning Nomad. This is a new forum, slightly delayed as we had an issue with Spam. We cannot give specific advice on here but can clarify rul...